Our Mission:
Reclaim your health plan.
We provide custom, simplified health plans that empower employers to control costs, improve employee health, and replace outdated systems with a more modern, efficient and holistic approach.
We provide custom, simplified health plans that empower employers to control costs, improve employee health, and replace outdated systems with a more modern, efficient and holistic approach.
Chronic disease is the leading cause of death in the United States.
Source: CDC
Source: Kaiser Family Foundation
Source: Milbank Memorial Fund
What We Do
We empower employers and their staff to break free of a broken plan model, allowing them instead to approach health more proactively and wholistically, while also saving money.
Imagine a health plan that is proactive, gives you more control, costs less, AND comes with excellent care. Is it possible to have it all? With Prosperity Benefits, YES, it is! Our tailored plans address both the nuanced connection between care and cost, and in doing so, we empower our clients, their staff, and even providers to realize a better health plan and healthcare reality.
We’ve reinvented the model of health plan consulting, taking it from a reactive-based approach to an intentionally proactive one. You’ll notice the difference. We perform your program diligence far in advance, and monitor eligible plans on a monthly basis, so you can say ‘goodbye’ to stressful, last minute benefits renewal projects.
We understand that to be an effective partner, we must consistently be a proactive and engaged financial steward of our client’s benefits plans, which historically has resulted in low, single-digit increases for our collective of clients. New ‘clients-to-be’ are typically offered significant savings to justify hiring the firm, naturally. The only way to lower healthcare costs are to lower healthcare costs, and we are expert in this little known discipline.
What cannot be measured cannot be managed, so we incorporate data into our approach, visibility, alignment, customization, and much more into our boutique approach for clients. Unjustified or ill-explained renewal increases can become a thing of the past.
We never forget that benefits programs are for your people, so we create recommendations to cater to their needs, even relating to healthcare, not just deductible and copayment amounts, to truly offer your team the best possible coverage experience. Our process introduces the notions of waived copayments, alternatively sourced (and waived copay) medications, capitated, comprehensive primary care, steerage to quality physicians and facilities, and much more. Your staff remain the core focus of our process.
We adopt a strategic approach to address both cost and care challenges that employers face. After years of refinement, we’ve coined this process “Prosperity+”
Assess the health plan’s financial arrangement
Align the network with your goals
Attack the cost of claims
Owning my own firm allows me to have a direct connection with all of my groups and the autonomy necessary to implement radically innovative plans to best help my client partners save money.
An 150 employee company, insured through a large, national brokerage, received a 70% increase from a national carrier. The lowest offer the incumbent agent could provide was a 35% increase, matching benefits. Prosperity Benefits offered a custom plan that arrived at a +8% from the prior year.