Prosperity Benefits is a next-generation agency that’s purposefully designed to be innovative, creative, nimble, and impactful for our partner clients. The best thing your Benefits Consultant of choice can deliver to you is a quality result, and it may be no surprise to learn that the size of the agency has little to do with this. This said, we partner with best-in-class solutions vendors to bring you the best the market has to offer.
Charter Awardee of the Fiduciary Validation for Benefits Firms
Certified Self-Funding Specialist
Certified Health Value Professional
Health Wealth Certified
Your Independent Advocate
“Owning my own firm allows me to have a direct connection with all of my groups and the autonomy necessary to implement radically innovative plans to best help my client partners save money.”
Niko J. Caparisos CSFS® is the director of your purposefully built health and welfare program. With 16 years of experience dedicated to the benefits world, he has worked with over a thousand companies and hundreds of vendors to learn precisely how cost-controlled benefits plans are created, managed, and communicated.
Niko's entire professional career has been devoted to Health and Welfare Consulting, beginning in 2008. He attended Savannah Country Day School and then the University of Georgia prior to joining a small insurance agency in Savannah, GA. Having many seasoned mentors in his field, he began working with hundreds of small companies on their benefits program renewals and learned about the insurance market, service norms, and how many different companies structured their benefits programs.
In 2010, Niko quickly realized that starting his own firm was the best way to serve his clients. Prosperity Benefits, LLC was established in 2012 and Niko was able to maintain his loyal client base in the process. Niko knew that there was no set benchmark for what made a brokerage truly great, so he took a 6 month pause to heavily research industry-leading insurance agencies to learn what they did internally and for their clients that helped them achieve their positions in the field. He set out to learn from the best in the business, and realized that the largest brokerages did not focus on small to mid-sized companies. Knowing this, Niko set his sights on scaling Fortune 500-level benefits programs to smaller organizations.
Niko is passionate about his work and enjoys living in the Lowcountry with his wife Kate, daughters Ella, Maggie, Virginia and their golden retrievers, Cora and George.
Mission-Aligned Partner
Georgia joined Prosperity Benefits as Client Advocate in 2024 and is actively working to learn how to build and maintain high-performance health plans that allow employers to break free from the broken status quo of get less, pay more, each year!
Georgia graduated from the University of Georgia in May, 2024 and has been put on a fast track to fixing healthcare with a focus on improving health outcomes and care within employer populations. Leveraging her degrees in Human Development and Business from the University of Georgia, she adeptly blends effective communication and interpersonal skills with knowledge of business processes to focus on helping clients with a decidedly proactive lens! In a sea of healthcare and health insurance industry confusion, escalating medical premiums, and rapidly diminishing benefit levels, Georgia works to reverse negative trends to produce intelligently built and communicated healthcare plans for populations; changing lives one employer at a time.
